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Canadian Hard Money Lenders : They lend on short term basis on an investment properties. Loan to value ratio shall not exceed 66%.
Become A Hard Money Broker · Discover How to Become a Private Lender Published on May 6, 2015 May 6, 2015 66 Likes 17 Comments.. or offer it to another private investor for sale through a hard money loan broker.
· Sometimes known as hard money loans, these loans can be closed quickly, and you don’t need the traditional proof of income and assets that other lenders require. Student Loans If you’re borrowing for education, there are two basic types of loans: federal loans and private loans.
Hard money lenders take a different approach: they lend based on collateral securing the loan, and they are less concerned about your ability to repay. If anything goes wrong and you can’t repay, hard money lenders plan to get their money back by taking the collateral and selling it.
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How to get a hard money loan. And, as you would expect, interest rates are considerably higher, usually ranging from 12% to 21%. Most hard money lenders also charge points upfront, where 1 point equals 1% of the loan. From three to six points is typical for a hard money loan.
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